Please read these Terms and Conditions (“Terms”) carefully before using this website and enrolling in any course offered by INVATAL (“we,” “us,” “our,” “the Platform”). By accessing this website, creating an account, or purchasing any course, you agree to be bound by these Terms. If you do not agree, please do not use this Platform.
- WHO WE ARE
INVATAL is a digital education platform offering courses, tutorials, and knowledge resources on topics including but not limited to stock market education, Islamic/halal investing awareness, web development, and digital skills. Our courses are for educational purposes only.
- EDUCATIONAL PURPOSE ONLY — NOT PROFESSIONAL ADVICE
All content on this Platform, including videos, articles, courses, and downloadable material, is provided strictly for general educational and informational purposes.
We do not claim to be licensed financial advisors, investment professionals, brokers, Shariah scholars, or certified industry experts in every subject we teach. Some of our instructors and content creators are practitioners and enthusiasts sharing knowledge and personal research, not certified professionals in every case.
Nothing on this Platform should be treated as:
- Financial advice
- Investment advice or a recommendation to buy, sell, or hold any security
- Legal advice
- A guarantee of income, profit, or investment performance
- A substitute for professional consultation
We strongly encourage every user to:
- Do their own independent research before making any financial, investment, or business decision
- Consult a licensed financial advisor, stockbroker, or relevant professional before acting on any information learned here
- Make all decisions based on their own judgment and risk tolerance
We do not ask you to blindly trust or follow anything taught on this Platform. Our role is to share knowledge and point you in a direction to learn — the responsibility for any decision, financial or otherwise, remains entirely with you.
- NO REFUND POLICY
All course purchases made on this Platform are final. We do not offer refunds under any circumstances once a course, digital product, or service has been purchased and access has been granted, except where required by applicable law.
By purchasing a course, you acknowledge and accept this no-refund policy in advance. We encourage you to review course descriptions, previews, and any available free content carefully before making a purchase decision.
If access to a course cannot be provided due to a technical failure directly caused by our Platform, we will make reasonable efforts to restore access or resolve the issue, at our sole discretion.
- NO GUARANTEE OF RESULTS
We do not guarantee that any user will achieve specific results, financial gains, career outcomes, or skill mastery from completing our courses. Results depend on individual effort, market conditions, prior experience, and factors beyond our control. Any examples, case studies, or success stories shared are for illustration only and are not a promise of similar outcomes for you.
- USER RESPONSIBILITY
By using this Platform, you agree that:
- You are solely responsible for any action you take based on information provided in our courses or content
- You will not hold INVATAL, its founders, instructors, or affiliates liable for any financial loss, damage, or unfavorable outcome resulting from decisions made using information learned here
- You are responsible for verifying any information independently before relying on it, especially for financial, legal, religious (Shariah compliance), or investment-related matters
- ACCOUNT AND ACCESS
- You are responsible for maintaining the confidentiality of your account login details.
- Course access is granted for personal, individual use only and may not be shared, resold, or redistributed.
- We reserve the right to suspend or terminate access for users who violate these Terms, misuse the Platform, or attempt to share/resell paid content without authorization.
- INTELLECTUAL PROPERTY
All course content, videos, text, graphics, logos, and materials on this Platform are the property of INVATAL or its licensors and are protected by copyright. You may not copy, reproduce, distribute, or resell any content without our written permission.
- LIMITATION OF LIABILITY
To the fullest extent permitted by law, INVATAL and its team shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
- Your use of, or inability to use, this Platform
- Any decision made based on course content
- Any financial loss, investment loss, or missed opportunity
- Errors, delays, or interruptions in content delivery
Use of this Platform and any information provided is entirely at your own risk.
- CHANGES TO THESE TERMS
We may update these Terms from time to time. Continued use of the Platform after changes are posted constitutes your acceptance of the revised Terms. We recommend checking this page periodically.
- GOVERNING LAW
These Terms shall be governed by and interpreted in accordance with the laws of Sri Lanka. Any disputes arising from the use of this Platform shall be subject to the exclusive jurisdiction of the courts of Sri Lanka.
- CONTACT US
If you have any questions about these Terms, please contact us at: info@invatal.com
By using this website or purchasing any course, you confirm that you have read, understood, and agreed to these Terms and Conditions in full.